What you're giving up today
Every loan your dealerships route to an outside lender hands away years of finance income. This dealer finance calculator shows what that costs you – built on industry-level loan economics, not Brivio projections, so the numbers are yours to verify.
The opportunity cost of routing loans to banks
Enter your number of locations, monthly funded loans per location, average loan size, and the reserve or flat fee you earn per deal today. The calculator estimates the annual loan volume your dealerships route to banks, and the finance income those banks stand to earn from your customers over the life of the loans.
Annual loan volume routed
Locations × monthly funded loans × 12 × average loan size – the total volume your stores send to outside lenders each year.
Estimated lender earnings over 3 to 5 years
An estimated share of originated principal retained by the lender as net finance income over a typical loan life. Lenders get paid for months, for years. You got paid once.
Assumption used
Estimated lender earnings assume 7% of originated loan principal retained as net finance income over a typical 3–5 year loan life. This is an industry-level estimate applied to your inputs – not a Brivio performance figure.